ERC-20 tokenization

ERC-20 tokenization workflows for fungible assets that still need issuer controls.

Use ERC-20 tokenization for fungible token models, payment-style records and simple RWA workflows, with transfer restrictions added when assets are regulated or permissioned.

Where ERC-20 fits

ERC-20 is the most familiar fungible token interface. It can work for simple token records, payment-style tokens, loyalty or access units, and some RWA workflows where every unit has the same rights. For regulated assets, ERC-20 usually needs additional compliance logic around eligibility and transfers.

  • Best suited to interchangeable units with one token class.
  • Requires extra transfer restrictions for private placements or securities-like assets.
  • Easy for wallets, explorers and infrastructure providers to recognize.

Issuer workflow considerations

A production ERC-20 launch still needs asset documentation, supply rules, minting rights, treasury controls, lockups, holder exports and admin permissions. The standard alone does not define investor eligibility or legal rights.

  • Define total supply, decimals, minting and burn permissions before testnet.
  • Map treasury, admin, pauser and transfer-control roles.
  • Attach public asset metadata only after issuer review.

Fundshing support

Fundshing treats ERC-20 as one option inside a broader tokenization workflow. Issuers can compare ERC-20 against ERC-1400, ERC-3643, ERC-4626 and custom contract options before requesting testnet deployment.

  • Token setup, metadata and testnet validation.
  • Compliance warnings where unrestricted ERC-20 transfers are unsuitable.
  • Internal links to pricing, resources and other token standards.

Frequently asked questions

Is ERC-20 enough for regulated RWAs?

Usually not by itself. Regulated or restricted RWAs often need transfer restrictions, investor eligibility checks, whitelist controls or a more specialized standard such as ERC-3643 or ERC-1400.

When is ERC-20 useful?

ERC-20 is useful when units are fungible and the token does not need token-ID-level uniqueness, tranche separation or vault-share accounting.

Can ERC-20 be tested in Fundshing?

Yes. Fundshing includes ERC-20 among the standards available for standards comparison, simulation and testnet-oriented workflow planning.

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