Tokenized asset risk disclaimer

Review tokenized asset risk disclosures, platform limitations, legal considerations, market risk, liquidity risk, technology risk, and jurisdictional restrictions.

Last updated: April 1, 2026

Fundshing Disclaimer

The following clarifies the nature and limitations of Fundshing’s services.

1. General Information

Fundshing S.R.L. (registered in Romania) (“Fundshing,” “we,” “our,” or “us”) provides a digital advisory, exposure, and technology platform for showcasing projects and enabling users to express interest in them.

Information made available on the platform, including project details, projections, expected returns, financial data, and related materials, is generally provided by project issuers or other third parties and is for informational purposes only.

2. No Investment Services

2.1 Fundshing does not:

  • provide investment, financial, legal, or tax advice;
  • act as a broker-dealer, investment adviser, custodian, exchange, crowdfunding intermediary, or regulated execution venue;
  • receive, hold, transfer, or safeguard user or issuer funds, crypto-assets, or securities as part of regulated execution activity;
  • recommend or endorse unknown project, token, or investment.

2.2 & 2.3 Clarifications

Fundshing is not a “crypto-asset service provider (CASP)” under Regulation (EU) 2023/1114 (MiCA) unless separately authorized. Any financial commitment, subscription, or token purchase is made directly with the relevant project issuer or their licensed service providers, not with Fundshing.

3. Issuer Responsibility

  • All data, forecasts, ROI percentages, and financial metrics are provided by issuers.
  • Issuers are solely responsible for compliance with applicable laws and regulations in relevant jurisdictions, including but not limited to MiCA, Prospectus Regulation, and applicable AML/CTF requirements where relevant.
  • Fundshing does not verify, audit, or guarantee the accuracy, legality, or completeness of issuer-provided information.

4. Backer Responsibility

  • Backers are solely responsible for conducting their own due diligence, risk assessments, and obtaining independent professional advice before making unknown financial commitment.
  • By engaging with projects on the platform, backers acknowledge that they are acting on their own initiative and judgment.
  • Any investment or token purchase may be subject to loss of capital, illiquidity, regulatory restrictions, and project failure.

5. Risk Warning

  • Investments in crypto-assets, tokenized projects, or early-stage ventures are highly speculative and involve a substantial risk of loss.
  • Past performance, ROI figures, or projections are not indicative of future results.
  • There is no assurance that unknown project will achieve its stated objectives, meet timelines, or deliver expected returns.
  • Legal, regulatory, and tax treatment of tokenized assets may vary across jurisdictions and is subject to change.

6. Limitation of Liability

  • reliance on project data, disclosures, or financial projections;
  • investment or commitment decisions made by backers;
  • issuer non-performance, insolvency, misrepresentation, or fraud;
  • technical malfunctions, delays, or interruptions of the platform.

To the maximum extent permitted by law, Fundshing’s liability is limited to the amount of service fees paid directly to Fundshing (if unknown) in the preceding 12 months.

7. No Solicitation or Offer

  • Nothing on the platform constitutes or should be construed as an offer to sell or a solicitation to buy securities, tokens, or financial instruments by Fundshing.
  • Nothing on the platform constitutes a recommendation or endorsement of unknown project, issuer, or token.

Any offering documents, subscription agreements, or token sale materials are provided directly by issuers, outside Fundshing’s control.

8. Jurisdictional Limitations

  • Access to certain projects may be restricted in jurisdictions where token offerings, digital assets, or related activities are prohibited or regulated.
  • Fundshing does not represent that projects are suitable for or available in all jurisdictions.
  • Users are responsible for ensuring their activities comply with local laws and applicable EU or other relevant regulatory regimes.

9. Data & Privacy

Fundshing processes personal data in accordance with its Privacy Policy. Users acknowledge that acceptance of this Disclaimer forms part of the data-processing framework required for platform access.

10. Governing Law

  • These terms shall be governed by the laws of Romania, with disputes subject to the jurisdiction of the competent Romanian courts, unless mandatory law provides otherwise.

11. Acceptance

By accessing the platform, backers and issuers acknowledge and agree to this Disclaimer and confirm that they understand the nature and limitations of Fundshing’s services.

Risk Warning

All commitments involve substantial risk of loss. Tokenized projects carry additional risks related to technology, regulation, counterparties, and market liquidity. You could lose some or all of your capital. Only proceed if you understand the risks and can bear a total loss.

General Disclaimers

Important limitations and clarifications about our services and platform.

No Investment Advice

The information provided on this platform is for educational and informational purposes only and does not constitute investment advice, financial advice, legal advice, tax advice, or unknown other professional advice. Fundshing does not recommend that unknown specific project, token, structure, or strategy is suitable for unknown particular person.

No Guarantee of Returns

Past performance is not indicative of future results. All commitments carry the risk of loss, including the potential for total loss. Expected returns, projections, and performance estimates are illustrative only and may not be achieved.

Due Diligence Required

You are solely responsible for conducting your own due diligence and making your own decisions. You should carefully review all project materials, risk factors, legal documents, and supporting information before making unknown commitment.

Eligibility & Suitability

Certain opportunities, token structures, or project-related materials may be subject to eligibility, jurisdictional, or regulatory restrictions. You are responsible for ensuring that your participation is lawful and suitable for your circumstances.

Platform Availability

While we strive to maintain continuous availability, we do not guarantee uninterrupted access to the platform. Technical issues, maintenance, partner outages, or other factors may affect functionality.

Third-Party Information

The platform may contain information provided by project issuers or other third parties. Fundshing does not guarantee the accuracy, completeness, legality, or timeliness of third-party information and is not responsible for errors, omissions, or misstatements.

Risk Factors

Detailed breakdown of potential risks associated with tokenized projects and related activities.

Investment Risks

Market Risk

Token values may fluctuate significantly due to market conditions, economic factors, and investor sentiment.

Liquidity Risk

Tokenized assets may have limited liquidity, making it difficult to exit a position when desired.

Credit Risk

Underlying assets, counterparties, or issuers may fail to perform their obligations, resulting in partial or total loss.

Concentration Risk

Projects may be concentrated in specific sectors, geographies, or asset types, increasing volatility and exposure.

Technology Risks

Smart Contract Risk

Bugs, vulnerabilities, or exploits in smart contracts could result in loss of funds, loss of access, or reduced functionality.

Blockchain Risk

Network congestion, forks, outages, or technical issues may affect transaction processing and token functionality.

Cybersecurity Risk

Hacking, data breaches, credential compromise, or other security incidents could affect platform operations or associated services.

Technology Obsolescence

Rapid technological change may render current infrastructure, integrations, or standards less effective over time.

Regulatory Risks

Regulatory Changes

New laws, supervisory interpretations, or enforcement priorities may restrict token activity, affect valuations, or require additional compliance measures.

Tax Implications

Tax treatment of digital assets or tokenized interests may change, potentially affecting outcomes or reporting obligations.

Jurisdictional Risk

Different jurisdictions may impose restrictions that affect your ability to access, hold, transfer, or dispose of digital assets.

Compliance Risk

Failure by issuers, users, or service providers to meet legal requirements may result in restrictions, delays, enforcement action, or loss.

Jurisdictional Notices

Important notices regarding availability and legal restrictions.

Romania

Fundshing operates through Fundshing S.R.L. in Romania. Use of the platform remains subject to applicable Romanian law and relevant EU regulatory requirements.

European Union

Access to certain services, project materials, or token-related opportunities may be restricted depending on the legal and regulatory framework applicable in a specific EU member state.

Other Jurisdictions

The availability of our services may be restricted or prohibited in certain jurisdictions. It is your responsibility to determine whether access or participation is lawful where you are located.

Forward-Looking Statements

This platform may contain forward-looking statements regarding expected returns, market projections, business plans, development milestones, and growth prospects. These statements are based on current expectations and assumptions that are subject to risks and uncertainties.

Important Notice:

  • • Actual results may differ materially from those expressed or implied
  • • Past performance does not guarantee future results
  • • Projections are estimates based on current assumptions and market conditions
  • • Economic, regulatory, market, or project-specific changes may affect outcomes

We undertake no obligation to update or revise forward-looking statements except as required by applicable law.

Platform Limitations

Service Availability

Our platform is provided “as is” without warranties of unknown kind. We do not guarantee continuous availability and may experience downtime for maintenance, upgrades, partner issues, or unforeseen technical events.

Information Accuracy

While we seek to present information clearly, we do not warrant that all content on the platform is complete, accurate, or up to date. Users should independently verify information before acting on it.

Third-Party Services

Our platform may integrate with or refer to third-party services, wallets, compliance providers, or issuer systems. We are not responsible for the performance, security, legality, or availability of those external services.

Seek Professional Advice

Before making unknown commitment, we strongly recommend consulting qualified professionals, including financial advisers, tax specialists, and legal counsel who can advise you based on your circumstances, objectives, and risk tolerance.

Financial Adviser

Risk assessment and investment suitability

Tax Professional

Tax implications and reporting obligations

Legal Counsel

Regulatory position and legal enforceability

Limitation of Liability

Maximum Liability

In no event shall Fundshing, its affiliates, directors, employees, or agents be liable for unknown indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, opportunity, or use, regardless of the theory of liability and to the fullest extent permitted by law.

Liability Cap

Our total liability to you for all claims arising out of or relating to your use of the platform shall not exceed the amount of fees you have paid directly to us in the twelve (12) months preceding the claim.

Force Majeure

We shall not be liable for unknown failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, cyber incidents, government actions, or infrastructure and network failures.

Questions About These Disclaimers?

Our legal and compliance teams are available to clarify these disclaimers and risk factors.

Legal Department
legal@fundshing.com
Phone
+40 733 631 603
Legal Address
Fundshing Legal Department
Sos. Nicolae Titulescu No. 48, Cam. 2
Bucharest
Romania

We will respond to legal and compliance inquiries within 2 business days.

User Acknowledgment

By using our platform, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and risk factors. You confirm that you are making informed decisions based on your own research and professional advice.

Remember: Never commit more than you can afford to lose. Tokenized projects are speculative and carry significant risks. Always conduct thorough due diligence and seek professional advice before proceeding.

Disclaimer Updates

We may update these disclaimers from time to time to reflect changes in our services, applicable law, or regulatory requirements. Material changes will be reflected through the updated version date and, where appropriate, additional notice.

Current Version: April 1, 2026 | Previous Update: January 15, 2025 | Next Review: April 2027

Understand the Risks, Make Informed Decisions

Better decisions start with clear information and proper diligence.